Article Writing Homework Help

Need help with my writing homework on Consumer Proection. Write a 1000 word paper answering; First of all, according to the Consumer Credit Act, a credit organization is now allowed to come into repossession of the goods bought in credit in case all payments and installments are performed in due time. According to the latest amendments, included into the Consumer Credit Act 2006, all agreements higher than £25,000 are now subject to the regulation by this act and thus the Act statements can be used in Dove’s attempt to protect its rights. The case is in fact connected with the fact that the seller has used the misleading trade descriptions when selling the goods to Duck, and the seller in this case is subject to penalties according to the Trade Descriptions Law 1968.

– the clause 17, on the basis of which Chicken Credit Ltd demanded the payment of the sum of £13,629 in addition to the arrears of installments of £5,043 is not valid, as Dove Ltd didn’t initiate the termination of the agreement, and just wanted the changes of the agreement on the basis of the dysfunction of the goods (the lorries) he has bought.

– the clause 17 may be subjected by Dove Ltd under the statements and regulations of the Unfair Contract Terms Act as the agreement terms, which break the consumer rights of Dove Ltd and thus demand too high arrears sums and installments in case he decides to terminate the agreement with Chicken Credit Ltd.

– even in case the actions of Chicken Credit Ltd were partially right, they had to keep to the term of 14 days before repossessing the goods, according to the Consumer Credit Act 2006. As far as the 14 days term has not been followed by the Chicken Credit Ltd after having sent the notice to Dove Ltd, it may address the court in his request to recognize the credit company’s actions as illegal. The same actions may be performed in relation to the clause 17 of the credit agreement, though there are some notes, which should be taken into account by Dove Ltd.