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Saudi Electronic University Time Value of Money Questions

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I need help with a Finance question. All explanations and answers will be used to help me learn.

The Time Value of Money is a fundamental concept used in financial analysis. Explain why it is important for financial managers to understand and utilize the principles involved.

Provide an example that could be used to illustrate the concept to people who have not encountered the idea before.

Explain whether you consider it important for people generally to understand the concept as Saudi Arabia continues to move toward Saudi Vision 2030.

References:

Chapter 5 PowerPoint slides  in Foundations of Finance – The Time Value of Money

Hanif, M. (2019). Islamic mortgages: principles and practice. International Journal of Emerging Markets, 14(5), 967-987. https://doi.org/10.1108/IJOEM-02-2018-0088

Keffala, M. R. (2020). How using derivative instruments and purposes affects performance of Islamic banks? Evidence from CAMELS approach. Global Finance Journal. https://doi.org/10.1016/j.gfj.2020.100520

Habibur, R. M., Faruk, A. M., Liza, G. P., & Mohammad, O. N. (2019). APPLICATION OF UMRA AND RUQBA IN DISBURSEMENT OF FAMILY TAKAFUL BENEFIT: AN ANALYSIS FROM ShARIAh PERSPECTIVE. Asian Academy of Management Journal, 24, 107-123. https://doi.org/10.21315/aamj2019.24.s1.8

STA Law Firm. (2019). Saudi Arabia: The Kingdom of Saudi Arabia’s new commercial mortgage law of 2018. https://www.mondaq.com/saudiarabia/securitization-structured-finance/790224/the-kingdom-of-saudi-arabia39s-new-commercial-mortgage-law-of-2018